Fund Sarthi helps micro, small, and medium enterprises (MSMEs) access tailored loans from banks and NBFCs. Whether it’s for expanding your enterprise, purchasing machinery, managing working capital, or upgrading infrastructure—we guide you through every step. With competitive interest rates, minimal collateral requirements, and expert assistance, our goal is to make your growth ambitions achievable and hassle-free.
Most MSME loan providers follow these common guidelines:
Ensure quick processing by arranging the following documents:
Explore our range of services, learn about our experienced team, and discover how we can help you achieve your financial goals with confidence. Your journey to financial empowerment starts here!
An MSME Loan is a business loan extended to small and medium sized businesses. This loan can be used to expand your business, upgrade machinery, purchase inventory or maintain liquidity for daily operations.
Yes, the previous year’s GST return is mandatory for existing MSMEs applying for an MSME loan.
MSMEs include businesses that deal with manufacturing and services. According to the Ministry of MSMEs, the sector includes all business activities as long as they meet the investment and turnover criteria.
The Finance Act 2023 has added clause (h) to Section 43B of the Income Tax Act. Under this clause, all payments that are owed to MSMEs must be made within 45 days of the delivery of goods or services. The payments that are not settled within this timeframe will not qualify for tax deductions until the payment is made. Non-compliance with this regulation could result in higher taxes for the company.
Format: 12m, 36m, 3y, 7y
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