Whether it’s for a medical emergency, home renovation, wedding, travel, or business expansion—Fund Sarthi helps you get the right personal loan from leading banks and NBFCs. With quick approvals, zero collateral, and end-to-end assistance, we make the loan process easy, fast, and stress-free.
Our team matches your profile with lenders where you have the highest chances of approval. We also help reduce your EMI burden and interest cost by identifying the best possible options for your financial situation.
Eligibility may vary by lender, but here are the basic criteria most Banks and NBFCs follow:
To apply for a personal loan through Fund Sarthi, you’ll need the following documents:
| Bank Name | Rate of Interest |
|---|---|
| HSBC Bank | 10.15% p.a. Onwards |
| HDFC Bank | 10.50% p.a. Onwards |
| IndusInd Bank | 10.49% p.a. Onwards |
| ICICI Bank | 10.60% p.a. Onwards |
| Yes Bank | 10.85% Onwards |
| Kotak Mahindra Bank | 10.99% Onwards |
| Axis Bank | 10.85% p.a. Onwards |
| IDFC First Bank | 10.99% p.a. Onwards |
| Tata Capital | 11.99% p.a. Onwards |
| Aditya Birla Capital | 12.99% Onwards |
| Karnataka Bank Personal Loan | 12% p.a. Onwards |
| IIFL Personal Loan | 12.75% p.a. Onwards |
| Piramal Finance | 12.99% Onwards |
| Bajaj Finance | 10.85% Onwards |
| Axis Finance | 13.5% Onwards |
| Incred Finance | 13.99% Onwards |
| Bandhan Bank | 10.25% Onwards |
A personal loan is an unsecured loan that offers a flexible solution when you need financial support. Unlike secured loans, you won’t need collateral to qualify. You’ll receive a lump sum amount upfront and repay it in fixed monthly installments over a set term.
The following documents are necessary to obtain a Personal Loan:
Identity Proof
Passport
Driving License
Voter ID
PAN Card
Address Proof
Passport
Driving License
Gas Bill with Gas book
Other Documents
Recent passport size colour photographs
Income Proof Documents of Last 3 months
Bank Statement for the last six months
Form 16
Lenders offers Personal Loans from 12 to 96 months****
You can foreclose or prepay your personal loan. Fund Sarthi doesn’t charge a prepayment or foreclosure fee. However, it is best to check with the lender to understand their foreclosure process and any applicable charges.
With Fundsarthi, you can get personal loans ranging from 50,000 to 1 Cr.
Under the Income Tax Act, personal loans are not eligible for any special tax incentives like home loans are. Generally, interest on these loans cannot be written off as tax deductible. However, depending on how you utilize your loan, you might be able to avail tax benefits on your loan.
Format: 12m, 36m, 3y, 7y
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